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Home Help to self fund your care

If you are thinking of buying your own care and support - this is called self-funding.

If we can't help in contributing towards your care service, you are still entitled to help and advice in working out your needs and finding the right service.

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What is a self funder?

You may be called a self funder if you can meet the full costs of your care services without any financial help from the Council.

These services usually relate to residential care but can include support to live independently at home.

Why am I called a self funder?

We can only make a contribution to the cost of your care service if:

  • we have assessed you as being eligible for social care services
  • you have had a financial assessment and been assessed as enable to pay the full cost of your care.

If you have more than £23,000 in savings or your income covers the cost of your care, then you will have to pay for the full cost of the care service. 

What help can I get as a self funder?

There are a number of ways we can help you.

  • we can provide you with an assessment of your needs, which will help you decide what kind of care will best meet your needs.
  • we can give you help and advice about organising your support.
  • we can provide financial support if your savings later drop below the current savings threshold.
  • we can give you details of voluntary organisations that can provide you will independent advice.
  • we can arrange for you to have a welfare benefit check to ensure you are receiving the full benefit entitlement.
  • we can help you deal with any comments or concerns you may be having with your care provider.

What if I have a complaint about the care I am receiving?

If your support is provided by the Council, you can use our complaints form. 

If an independent provider provides support, make the compliant directly to them. If the compliant is not resolved you can contact the Care Quality Commission.

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